A Comparative Study of Npa Management in Private Sector Banks

Abstract

Banking sector is very important for today’s economy. Growth of country is depend upon working system of banking sector. NPA is one of the important factor which affect the working of bank. The purpose of the study is to understand the working of NPA in apex Private Sector banks and how to reduce NPA. Gross NPA ratio is indicating that the bank is adding a fresh stock of bad loans Net NPA reflects the performance of banks. Loans and advances usually represent the largest asset of most of the bank. It monitors quality of the bank’s loan portfolio